|
We keep our rates posted as a convenience for customers
making financial decisions and we do our best to keep
them current but rates are subject to change without
notice. If you have any questions please contact us.
| CERTIFICATES OF DEPOSITS AND IRA'S (Fixed Rates) |
|
|
Interest Rate |
Annual Percentage Yield (APY) |
Minimum Deposit to Open |
Minimumto Earn APY |
| 14 Days CD only |
(AM) |
1.50% |
1.50% |
$1,000.00 |
$1,000.00 |
| 3 Month CD or IRA |
(AM) |
2.25% |
2.25% |
$1,000.00 |
$1,000.00 |
| 6 Month CD or IRA |
(Q) |
3.211% |
3.25% |
$1,000.00 |
$1,000.00 |
| 12 Month CD or IRA |
(Q) |
3.065% |
3.10% |
$1,000.00 |
$1,000.00 |
| 18 Month CD or IRA |
(Q) |
3.065% |
3.10% |
$1,000.00 |
$1,000.00 |
| 24 Month CD or IRA |
(Q) |
3.211% |
3.25% |
$1,000.00 |
$1,000.00 |
| 36 Month CD or IRA |
(Q) |
3.211% |
3.25% |
$1,000.00 |
$1,000.00 |
| 48 Month CD or IRA |
(Q) |
3.358% |
3.40% |
$1,000.00 |
$1,000.00 |
| 60 Month CD or IRA |
(Q) |
3.455% |
3.50% |
$1,000.00 |
$1,000.00 |
|
|
Interest Rate |
Annual Percentage Yield (APY) |
Minimum Deposit to Open |
Minimumto Earn APY |
| Millennium NOW Checking |
(M) |
0.747% |
0.75% |
$100.00 |
$1,000.00 |
| Millennium Senior NOW Checking |
(M) |
0.747% |
0.75% |
$100.00 |
$0.01 |
| Millennium Money Market |
(M) |
1.49% |
1.50% |
$1,000.00 |
$1,000.00-$24,999.99 |
|
|
1.736% |
1.75% |
|
25,000.00-49,999.99 |
|
|
1.982% |
2.00% |
|
50,000.00-99,999.99 |
|
|
2.227% |
2.25% |
|
100,000.00 and over |
| Millennium Regular Savings |
(Q) |
.748% |
.75% |
$100.00 |
$100.00 |
| Millennium Super Savings |
(Q) |
1.492% |
1.50% |
$1,000.00 |
$1,000.00 |
| Millennium Minor Savings |
(Q) |
.748% |
.75% |
$100.00 |
$0.01 |
| Millennium Business NOW |
(M) |
0.747% |
0.75% |
$100.00 |
$1,000.00 |
| Millennium Business MMA |
(M) |
1.49% |
1.50% |
$1,000.00 |
$1,000.00-$24,999.99 |
|
|
1.736% |
1.75% |
|
25,000.00-49,999.99 |
|
|
1.982% |
2.00% |
|
50,000.00-99,999.99 |
|
|
2.227% |
2.25% |
|
100,000.00 and over |
| A penalty may be imposed for early withdrawal from CDs. Fees could reduce the earnings on the above accounts. The rate may change on any given account after the account is opened with the exception of the fixed rate CD's. Interest is paid at the highest rate tier on the entire balance in the account. We use the daily balance method to calculate interest on accounts. This method applies a daily rate to the principle in the account each day. If you close your deposit account before interest is credited, you will not receive the accrued interest. Interest begins to accrue on deposits no later than the business day we receive credit for the deposit of non-cash items. |
| All deposits are insured to a maximum of $100,000 per depositor by the FDIC. For additional account disclosure information, please refer to your Account Agreement and Disclosures. |
| Interest Compounding Abbreviations: (AM) At Maturity, (A) Annually, (Q) Quarterly, (M) Monthly, (D) Daily |
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