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Millennium Savings
Account

Opening Balance: $100.00
Minimum Balance to earn interest:
$100.00
Monthly Maintenance Fee: $1.00
(If balance falls below minimum anytime
during the Quarterly statement cycle).
Activity Charge: $1.00 per transaction
(In excess of ten (10) withdrawals per quarter)
Interest payment: Interest will be compounded and credited
to your account quarterly on the statement date.
Interest Method: We use the daily balance method to calculate the interest on your
account. This method applies a daily periodic rate to the principal in
the account each day. If you choose to close your account before the
interest is credited, you will not receive the accrued interest.
Interest begins to accrue on the business day of your deposit for either
cash or non-cash items. At our discretion, we may change the Annual
Percentage yield on your account daily.
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Millennium Super Savings

Opening Balance: $1000.00
Minimum Balance to earn interest:
$1000.00
Activity Charge:
$1.00
(In excess of ten (10) withdrawals per
month)
Interest payment: Interest will be compounded and credited
to your account quarterly on the statement date.
Interest Method: We use the daily balance method to calculate the interest on your
account. This method applies a daily periodic rate to the principal in
the account each day. If you choose to close your account before the
interest is credited, you will not receive the accrued interest.
Interest begins to accrue on the business day of your deposit for either
cash or non-cash items. At our discretion, we may change the Annual
Percentage yield on your account daily.
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Deposit Rates

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