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The Millennium Bank, by law, is
presenting this statement as a privacy notice to our customers.
Our customers are those that have a continuing relationship with
our Bank, such as: Deposit account (savings or checking), Loan
account, Self-directed Individual Retirement Account where we
are
custodian or trustee.
This notice will tell you the sources for nonpublic personal
information we collect on our customers. It will tell you what
measures we take to secure that information.
Definition of terms:
Non public personal information means information about you that
we collect in connection with providing a financial product or
service to you. Non public personal information does not include
information that is available from public sources such as
telephone directories or government records.
INFORMATION THAT WE COLLECT:
We collect nonpublic personal information about you from the
following sources:
1). Information we receive from you on applications or other
forms.
2). Information about your transactions with us.
3). Information about your transactions with companies that are
not affiliates of ours.
4). Information from a consumer reporting agency.
INFORMATION THAT WE DISCLOSE ABOUT YOU:
We do not disclose any non public personal information about you
to anyone, except as permitted by law. We do not disclose
nonpublic personal information about former customers, except as
permitted by law. We do restrict access to nonpublic personal
information about you to those employees who need to know that
information to provide products or services to you. We maintain
physical, electronic, and procedural safeguards that comply with
federal standards to guard your nonpublic personal information.
Please remember, Millennium
Bank will never ask you to update account information online. If
you receive an
e-mail requesting personal information you SHOULD
NOT reply or click on any link – even if it looks legitimate.
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